Terms and Conditions

Effective Date: October 1, 2026
Last Updated: October 1, 2026

These Terms and Conditions (“Terms”) govern your access to and use of utahfirehousebuyer.com (the “Website”) and services made available through the Website by Utah Fire House Buyer, also operating under the name Sell Fire Damaged House Utah (“Utah Fire House Buyer,” “we,” “us,” or “our”).

Please read these Terms carefully.

By accessing the Website, submitting information concerning a property, requesting a cash offer, or otherwise using the Website, you agree to these Terms and acknowledge our Privacy Policy.

If you do not agree with these Terms, do not use the Website.

1. Purpose of the Website

The Website allows property owners and authorized representatives to submit information regarding real estate they may wish to sell, including:

Fire-damaged properties;
Smoke-damaged properties;
Water-damaged properties;
Structurally damaged properties;
Distressed properties;
Vacant properties;
Inherited properties;
Probate properties;
Properties facing foreclosure;
Properties requiring substantial repairs; and
Other residential or investment properties.

Depending on the property and circumstances, we may:

Evaluate the property ourselves;
Purchase or seek to purchase the property;
Facilitate a potential cash offer;
Match the seller with a local cash buyer;
Refer or route the opportunity to an affiliated or independent investor;
Connect the seller with another prospective purchaser; or
Determine that neither we nor another prospective buyer is interested.

Nothing displayed on the Website constitutes a binding offer to purchase real estate.

2. Our Role

Utah Fire House Buyer operates within the real estate investment, cash-buyer, property-acquisition, marketing, and lead-generation marketplace.

Depending on a particular inquiry, we may act as:

A prospective purchaser;
A real estate investor;
A property-acquisition business;
A marketing or lead-generation platform;
A service connecting property owners with local cash buyers;
An affiliate or business partner of another investor; or
A combination of these roles.

Unless expressly established through a separate written agreement, we do not act as your:

Real estate broker;
Seller’s real estate agent;
Attorney;
Accountant;
Financial adviser;
Tax adviser;
Insurance adviser;
Public adjuster;
Contractor;
Engineer;
Fiduciary; or
Other professional adviser.

3. No Obligation to Sell

Submitting information through the Website or requesting an offer does not obligate you to sell your property.

A Website inquiry is not a purchase agreement.

You may decline a proposed offer unless and until you enter into a legally enforceable written agreement providing otherwise.

4. No Obligation to Purchase

Submitting property information does not require Utah Fire House Buyer or any:

Affiliate;
Cash buyer;
Real estate investor;
Wholesaler;
Acquisition partner;
Property-acquisition company;
Contractor; or
Other prospective purchaser

to:

Evaluate the property;
Make an offer;
Maintain a previously discussed offer;
Continue negotiations;
Purchase the property; or
Complete a transaction.

5. Eligibility and Authority

By using the Website or submitting property information, you represent that:

You are at least 18 years old;
You have legal capacity to enter contracts;
The information you provide is materially accurate to the best of your knowledge;
You own the property, have an ownership interest, or are authorized to communicate concerning the property; and
Your use of the Website complies with applicable law.

If multiple people own the property, submission by one person does not necessarily establish authority to bind all other owners.

6. Property Information

We may request information concerning:

Property address;
Property type;
Property condition;
Fire damage;
Smoke damage;
Water damage;
Structural damage;
Electrical damage;
Your desired sale timeline;
When you purchased or acquired the property;
Your reason for considering a sale;
Occupancy;
Repairs;
Permits;
Insurance claims;
Ownership;
Mortgages;
Liens;
Taxes; and
Other matters relevant to a potential transaction.

You agree not to knowingly provide materially false, fraudulent, misleading, or unauthorized information.

7. Property Research

When you submit a property, you authorize us and parties evaluating the property opportunity to research the property using lawful sources.

Research may include:

County assessor records;
County recorder records;
Property tax records;
Recorded deeds;
Ownership records;
Mortgage records;
Liens;
Encumbrances;
Court records where legally available;
Probate records;
Foreclosure information;
Building permits;
Zoning information;
Sales history;
Comparable property sales;
Estimated values;
Property characteristics;
Mapping information;
Commercial real estate databases; and
Other publicly or commercially available information.

8. Matching With Local Cash Buyers

The Website may facilitate connections between homeowners and prospective local or regional cash buyers.

After reviewing information about your property, we may connect you with an affiliated or independent:

Cash buyer;
Real estate investor;
Property-acquisition company;
Wholesaler;
Investment group;
Redevelopment company;
Contractor;
Acquisition partner; or
Other prospective purchaser.

A prospective buyer may independently:

Research the property;
Contact you;
Evaluate the property;
Estimate repairs;
Conduct due diligence;
Determine an offer amount;
Negotiate transaction terms; and
Enter into a transaction with you.

Independent buyers are responsible for their own:

Representations;
Offers;
Valuations;
Due diligence;
Contracts;
Financing;
Privacy practices;
Regulatory obligations;
Performance; and
Compliance with applicable law.

Unless otherwise agreed in writing, Utah Fire House Buyer does not guarantee the conduct or performance of an independent third-party buyer.

9. Preliminary Offers and Valuations

Any:

Cash offer;
Preliminary offer;
Estimated offer;
Price range;
Property valuation;
Repair estimate; or
Similar indication of potential transaction value

is non-binding unless expressly made binding through a legally enforceable written agreement.

A preliminary offer may be modified or withdrawn before execution of a binding contract.

10. Offer Calculations

The Website may describe an offer calculation substantially similar to:

Potential Offer = After-Repair Value – Repair Costs – Selling Costs – Investor Return

This formula is illustrative.

A prospective buyer may use different:

Assumptions;
Percentages;
Cost estimates;
Repair estimates;
Valuation methods;
Risk assessments; or
Investment criteria.

Factors considered may include:

After-repair value;
Current property condition;
Fire damage;
Smoke damage;
Water damage;
Structural damage;
Electrical damage;
Location;
Comparable property sales;
Repair costs;
Renovation costs;
Demolition costs;
Environmental or remediation expenses;
Insurance conditions;
Property taxes;
Utilities;
Title expenses;
Closing expenses;
Holding costs;
Market conditions;
Buyer demand;
Investment risk;
Desired investment return;
Mortgages;
Liens;
Occupancy; and
Information discovered through due diligence.

No particular offer amount or mathematical formula is guaranteed.

11. Binding Real Estate Transactions

A binding real estate transaction arises only when the applicable parties execute legally enforceable written transaction documents.

A transaction may be subject to:

Verification of property ownership;
Verification of authority to sell;
Title review;
Due diligence;
Property access;
Inspection;
Confirmation of property condition;
Resolution of liens or encumbrances;
Closing requirements;
Required legal disclosures;
Municipal requirements;
Title-company requirements;
Escrow requirements; and
Other conditions identified in the applicable contract.

12. As-Is Property Sales

The Website advertises the possibility of purchasing properties in their current or “as-is” condition.

An as-is transaction may allow a seller to complete a transaction without making repairs requested by a particular buyer.

However, an as-is transaction does not automatically eliminate obligations concerning:

Fraud;
Misrepresentation;
Concealment;
Known material defects;
Required disclosures;
Title;
Contractual representations; or
Other obligations imposed by applicable law.

The legally binding purchase agreement and applicable law determine the effect of any as-is provision.

13. Utah Property Condition Disclosures

Utah real estate transactions may involve written property-condition disclosures depending on:

The transaction;
The contract used;
The parties;
The property; and
Applicable law.

Utah’s standard residential real estate purchase contract includes provisions concerning seller disclosure of certain known property defects and delivery of a written seller property-condition disclosure.

A private transaction using a different contract may not operate identically to a transaction using the standard form.

Regardless of the form used, an as-is sale does not authorize fraud, intentional concealment, or intentional material misrepresentation.

Fire damage, smoke damage, structural problems, water damage, repairs, insurance claims, permit issues, and other known property conditions may be relevant to a potential buyer and to contractual or legal disclosure obligations.

You are responsible for obtaining appropriate legal advice regarding disclosures required for your specific transaction.

Nothing on the Website constitutes individualized legal advice regarding seller disclosure obligations.

14. Fire Damage and Material Property Conditions

A fire-damaged property may involve conditions including:

Structural damage;
Smoke contamination;
Water damage from firefighting activities;
Mold;
Electrical damage;
Plumbing damage;
HVAC damage;
Roof damage;
Foundation damage;
Hazardous materials;
Environmental conditions;
Building-code issues;
Permit issues;
Insurance claims;
Prior repairs; and
Incomplete or unpermitted work.

You should not intentionally conceal known material information concerning the property.

Nothing on the Website authorizes concealment, fraud, or misrepresentation.

15. Property Inspections and Due Diligence

The Website may advertise:

No inspection;
No formal inspection;
As-is purchases;
No appraisal contingency;
No financing contingency; or
Similar streamlined transaction practices.

These descriptions refer to potential transaction structures that certain cash buyers may offer.

They do not prevent a purchaser from conducting legally permitted due diligence and do not override any rights included in a signed purchase agreement.

A particular buyer may choose to:

Inspect the property;
Obtain contractor estimates;
Review fire reports;
Review insurance information;
Review permits;
Review title;
Conduct environmental testing; or
Perform other due diligence.

The actual rights of the parties are determined by the executed transaction documents and applicable law.

16. Fast Closing and Similar Advertising Statements

The Website may advertise:

Cash offers in approximately 24 hours;
Closings in approximately 7 days;
Closings in approximately 10 days;
Fast closings;
Flexible closing dates;
No repairs;
As-is purchases;
No real estate-agent commissions;
No seller fees;
Buyer-paid closing costs;
No financing contingencies;
No appraisal contingencies; or
Similar streamlined transaction features.

These statements describe transaction structures that may be available.

They do not guarantee that every property or seller will receive identical timing or terms.

Actual timing and terms may depend on:

Property condition;
Ownership;
Title;
Mortgages;
Liens;
Buyer availability;
Property access;
Due diligence;
Required disclosures;
Title-company requirements;
Escrow requirements;
Legal requirements; and
Other circumstances.

17. Closing Costs, Fees, and Commissions

Where a prospective buyer agrees to:

Pay particular closing costs;
Structure a transaction without a listing agent;
Charge no seller commission;
Charge no particular seller fee; or
Cover title or settlement expenses,

the specific obligations of the parties will be determined by the executed transaction documents.

Website statements such as “no fees,” “no commissions,” or “we cover closing costs” do not override the terms of an executed agreement.

18. Foreclosure and Financial Distress

The Website may be used by homeowners:

Behind on mortgage payments;
Facing default;
Facing foreclosure;
Experiencing financial distress; or
Seeking a rapid property sale.

We are not your lender, loan servicer, attorney, credit counselor, financial adviser, or housing counselor unless expressly stated in a separate written agreement.

Selling a property may be one possible option but is not necessarily the only option available to a homeowner experiencing mortgage difficulty.

You may wish to consult:

Your lender;
Your loan servicer;
A Utah attorney;
A HUD-approved housing counselor;
A tax professional; or
Another qualified adviser

before making a decision.

19. Foreclosure Rescue Activities

Utah law regulates certain activities represented as helping borrowers prevent foreclosure in connection with transactions involving residential real property.

Nothing on the Website is intended to represent that Utah Fire House Buyer:

Is acting on behalf of your lender;
Has a special relationship with your lender or loan servicer;
Is acting on behalf of a governmental agency;
Is acting on behalf of a nonprofit organization;
Guarantees that foreclosure can be stopped; or
Is providing foreclosure-rescue or loan-modification services unless expressly agreed in legally compliant written documentation.

You should continue communicating with your:

Lender;
Loan servicer;
Attorney;
Credit counselor; and
Housing counselor

when appropriate.

You should not redirect mortgage payments to us unless a lawful written transaction specifically requires a payment and you have independently confirmed that obligation.

20. Probate and Inherited Property

The Website may accept inquiries regarding inherited or probate properties.

Submitting a property that is part of an estate does not establish that the person submitting the information has legal authority to sell it.

A transaction may require:

Probate-court authorization;
Personal representative authority;
Trustee authority;
Consent of heirs;
Appropriate deeds;
Affidavits;
Title documentation; or
Other evidence of authority.

We may require confirmation of authority before completing a transaction.

21. Insurance Claims and Fire-Damage Proceeds

A fire-damaged property may be subject to an active or completed insurance claim.

We do not act as your:

Insurance company;
Insurance agent;
Public adjuster;
Insurance attorney; or
Insurance adviser

unless expressly stated through a separate written agreement.

You are responsible for understanding matters including:

Insurance coverage;
Claim deadlines;
Repair requirements;
Mortgage-holder rights;
Insurance proceeds;
Assignment provisions;
Recoverable depreciation;
Policy conditions; and
Tax consequences.

Website information concerning insurance is general information only.

22. Telephone Communications

By providing a telephone number and requesting information or an offer, you authorize us to respond to your inquiry using the contact information you provide.

Calls may concern:

Your property;
Your requested offer;
Scheduling;
Property research;
Buyer matching;
Follow-up;
Potential transactions; and
Related services.

Where applicable law requires additional consent before using regulated automated dialing, artificial voice, prerecorded voice, or marketing technology, applicable communications will be subject to those consent requirements.

23. Recording of Communications

Utah law generally permits a person who is a party to a communication, or who has the consent of at least one party, to record the communication subject to applicable legal limitations.

We or a service provider acting on our behalf may record communications for:

Quality assurance;
Training;
Documentation;
Compliance;
Security; or
Other legitimate business purposes.

Because communications may involve people located in jurisdictions with stricter laws, additional notice or consent may be provided or obtained where required.

24. Text Messages

If you provide a mobile telephone number and applicable consent, we may communicate by text regarding:

Your inquiry;
Your property;
Scheduling;
Your requested cash offer;
Potential buyers;
Buyer matching;
Follow-up; and
Related services.

Where required, separate or additional consent will be obtained for regulated automated or marketing text communications.

Consent to marketing text messages is not a condition of receiving an offer or selling a property where prohibited by applicable law.

Message and data rates may apply.

Message frequency may vary.

You may request that applicable text communications stop by replying STOP.

25. Email Communications

By providing an email address, you authorize us to use that address to respond to your inquiry and communicate concerning:

Your property;
Potential buyers;
Potential offers;
Scheduling;
Follow-up;
Services; and
Potential transactions.

Marketing emails may be sent where permitted by applicable law.

Applicable promotional emails will provide an unsubscribe method.

26. Electronic Communications

By interacting with us electronically, you consent to receiving electronic communications where permitted by law.

Electronic communications may include:

Email;
Text messages;
Website notices;
Electronic documents; and
Other digital communications.

27. Privacy

Our collection, use, disclosure, and other processing of personal information is described in our Privacy Policy.

The Privacy Policy is incorporated into these Terms to the extent permitted by applicable law.

28. Independent Decision-Making

Selling real estate may have significant:

Legal;
Financial;
Tax;
Insurance; and
Personal consequences.

You are responsible for determining whether a proposed transaction is appropriate for you.

You may obtain independent advice from:

A Utah real estate attorney;
A licensed real estate professional;
A tax professional;
An accountant;
An insurance professional;
A contractor;
A structural engineer;
An appraiser;
A housing counselor; or
Another qualified professional.

29. No Professional Advice

Nothing on the Website constitutes individualized:

Legal advice;
Tax advice;
Accounting advice;
Financial advice;
Insurance advice;
Construction advice;
Engineering advice;
Appraisal advice;
Foreclosure advice; or
Professional advice concerning the value of your particular property.

30. No Brokerage, Agency, or Fiduciary Relationship

Unless separately agreed in writing, use of the Website does not create:

A real estate brokerage relationship;
Seller representation;
A buyer-agency relationship;
A fiduciary relationship;
A partnership;
A joint venture;
An employment relationship; or
Another professional advisory relationship.

31. Acceptable Use

You may not:

Use the Website for unlawful purposes;
Submit fraudulent leads;
Knowingly submit materially false information;
Impersonate another person;
Submit property information without authorization;
Attempt unauthorized access to systems;
Introduce malware or harmful code;
Circumvent Website security;
Interfere with Website operations;
Overload Website systems;
Use automated technologies to abuse Website forms;
Scrape or systematically extract Website information without authorization; or
Use the Website to violate another person’s rights.

32. Intellectual Property

Unless otherwise stated, the Website and its original content, including:

Text;
Graphics;
Logos;
Photographs;
Videos;
Designs;
Software;
Layout;
Branding; and
Other materials

are owned by or licensed to Utah Fire House Buyer and are protected by applicable intellectual-property laws.

You may use the Website for your personal interaction with our services.

You may not reproduce, publish, sell, distribute, modify, commercially exploit, or create derivative works from Website content without appropriate authorization except where permitted by law.

33. Third-Party Names, Logos, and Media References

The Website may display or reference third-party:

Media organizations;
Publications;
Real estate websites;
Online platforms;
Brands;
Companies;
Trademarks; or
Logos.

Unless expressly stated otherwise, displaying or referencing a third party does not necessarily mean that the third party:

Sponsors us;
Endorses us;
Approves our services; or
Is affiliated with us.

Third-party names and trademarks remain the property of their respective owners.

34. Third-Party Websites and Services

The Website may contain links to or integrate with services operated by third parties.

We do not control and are not responsible for third-party:

Content;
Availability;
Privacy practices;
Security;
Representations;
Products;
Services; or
Conduct.

Your interaction with a third party is governed by that party’s applicable terms and policies.

35. Website Availability

We may modify, restrict, suspend, or discontinue any portion of the Website at any time.

We do not guarantee uninterrupted, secure, error-free, or continuously available access.

36. No Guarantee of Transaction

We do not guarantee:

That every property will receive an offer;
That an offer will equal fair market value;
That an offer will meet your expectations;
That a particular valuation method will be used;
That a preliminary offer will remain available;
That an independent buyer will proceed;
That a property will sell;
That a transaction will close;
That closing will occur within a stated timeframe; or
That you will achieve a particular financial result.

37. Disclaimer of Warranties

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE WEBSITE AND ITS CONTENT ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS.

WE DISCLAIM WARRANTIES THAT MAY LAWFULLY BE DISCLAIMED, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING WARRANTIES OF:

MERCHANTABILITY;
FITNESS FOR A PARTICULAR PURPOSE;
TITLE; AND
NON-INFRINGEMENT.

WE DO NOT WARRANT THAT THE WEBSITE WILL ALWAYS BE:

ACCURATE;
COMPLETE;
AVAILABLE;
SECURE; OR
ERROR-FREE.

Nothing in these Terms excludes warranties or rights that cannot lawfully be excluded.

38. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, UTAH FIRE HOUSE BUYER AND ITS AFFILIATES, OWNERS, OFFICERS, EMPLOYEES, AGENTS, CONTRACTORS, SERVICE PROVIDERS, AND BUSINESS PARTNERS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING SOLELY FROM OR RELATING TO YOUR USE OF THE WEBSITE.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, OUR AGGREGATE LIABILITY FOR CLAIMS ARISING SOLELY FROM YOUR USE OF THE WEBSITE WILL NOT EXCEED $500.

This limitation does not apply to liability that applicable law does not permit to be limited or excluded.

Rights and liabilities arising from a separately executed real estate agreement will be governed by that agreement and are not subject to this Website-only liability cap unless the transaction agreement expressly provides otherwise.

39. Independent Third-Party Buyers

To the maximum extent permitted by applicable law, we are not responsible for the independent:

Conduct;
Statements;
Representations;
Valuations;
Pricing decisions;
Offers;
Contracts;
Due diligence;
Privacy practices;
Financial ability;
Performance; or
Failure to perform

of an unaffiliated third-party buyer to whom a property opportunity is referred.

Nothing in this section excludes liability that applicable law does not permit us to exclude.

40. Indemnification

To the extent permitted by law, you agree to indemnify and hold harmless Utah Fire House Buyer and its affiliates, owners, officers, employees, agents, and service providers from claims, liabilities, losses, damages, and reasonable expenses arising from:

Your unlawful use of the Website;
Your material breach of these Terms;
Fraudulent information you knowingly submit;
Property information you knowingly submit without authorization; or
Your violation of another person’s rights.

41. Governing Law

These Terms are governed by the laws of the State of Utah, without regard to conflict-of-law principles, except where applicable law requires otherwise.

42. Venue and Disputes

Subject to applicable jurisdiction, venue, and consumer-protection requirements, legal proceedings arising solely from the Website or these Terms may be brought in a court of competent jurisdiction located in Salt Lake County, Utah.

These Website Terms do not impose mandatory arbitration.

A separately executed property purchase agreement or other transaction-specific agreement may contain different dispute-resolution provisions.

Those provisions will govern disputes arising under that particular agreement.

43. Utah Consumer Protection Rights

Nothing in these Terms is intended to waive rights that cannot legally be waived under applicable:

Utah consumer-protection laws;
Utah privacy laws;
Utah real-estate laws;
Foreclosure-related laws; or
Other applicable laws.

Where these Terms conflict with a non-waivable legal right, applicable law controls.

44. Relationship to Purchase Agreements

These Terms govern use of the Website.

They do not replace:

Real estate purchase agreements;
Assignment agreements;
Option agreements;
Title documents;
Escrow instructions;
Settlement documents;
Closing documents; or
Other transaction-specific contracts.

If these Terms conflict with a signed agreement concerning a particular property transaction, the signed transaction agreement controls regarding that transaction.

45. Changes to These Terms

We may update these Terms from time to time.

Updated Terms become effective when posted or on another date identified in the revised Terms, subject to applicable law.

46. Severability

If a provision of these Terms is found invalid, unlawful, or unenforceable, that provision will be enforced to the greatest extent legally permitted or severed as appropriate.

The remaining provisions will remain effective.

47. No Waiver

Failure to enforce a provision does not waive our right to enforce that provision or another provision later.

48. Assignment

You may not assign your rights or obligations under these Terms without our prior written consent.

We may assign these Terms in connection with:

A merger;
Acquisition;
Financing;
Business restructuring;
Affiliate restructuring;
Sale of assets; or
Similar business transaction,

subject to applicable law.

49. Entire Agreement Regarding Website Use

These Terms and the Privacy Policy constitute the agreement governing your use of the Website.

They do not supersede separately executed real estate transaction documents.

50. Contact Us

Questions concerning these Terms may be directed to:

Utah Fire House Buyer / Sell Fire Damaged House Utah
Salt Lake City, Utah
United States

Phone: 435-334-3599
Website: utahfirehousebuyer.com

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